|
|||
|
S.N. |
Description of Services |
Amount |
Remarks |
|
1 |
Issuance of Balance Certificate
|
Free |
Rs. 500 for duplicate copy issuance of same period. |
|
2 |
Standing Instruction |
Rs. 200 |
Waived for Corporate Call/Current Account |
|
3 |
Stop Payment Cheque |
Free |
|
|
4 |
Requisition Slip for cheque book issuance against lost Cheque Requisition Slip |
Rs. 200 |
Including cancellation of lost Cheques. |
|
Requisition Slip for one leaf cheque |
Rs 50 |
||
|
5 |
Issuance of "Good for Payment" Cheque |
Free |
|
|
6 |
Cancelation of "Good for Payment" Cheque |
Rs. 300 |
|
|
7 |
Cheques Returned Charge for insufficient balance (both clearing and presented for payment at counter) |
Rs. 300 |
In case the balance in account is less than Rs. 300 entire amount shall be deducted. |
|
8 |
Cheques Destroy Charge |
Rs. 200 |
In case the cheque book is not collected within 6 months from the date of printing. If the account balance is less than NPR 200, the entire available balance shall be deducted. |
|
9 |
Issue of Statement (2nd copy of same period) |
1st Page Rs. 50, Rs. 25 for each additional page and Maximum Rs. 300 in total |
Free for 1st Time |
|
10 |
Request to retrieve Customer Advice/ documents
|
|
Free for regulator and local authorities |
|
11 |
CCTV Footage Retrieval Charge |
Rs. 300 |
Free for regulator and local authorities |
|
12 |
Account Closing Charge |
Free |
|
|
13 |
Interest Earned Certificate |
Free |
Rs. 300 for duplicate copy issuance of same period. |
|
14 |
FD Premature Charge |
If any Fixed Deposit is to be pre-matured, the pre-matured Fixed Deposit will be entitled to get interest rate provided in the minimum saving instead of paying all the interest and already paid interest shall be recovered from concern account holder accordingly. |
|
|
Recurring Deposit Premature Charge |
If any Recurring Deposit Account is prematurely closed before completion of 6 months, no interest shall be payable on such deposit. However, if the Recurring Deposit Account is prematurely closed after completion of 6 months, the deposit shall be eligible only for the minimum savings interest rate applicable at the time, instead of the contracted Recurring Deposit interest rate. Any excess interest already paid shall be recovered from the concerned account holder accordingly. |
||
|
14 |
Issuance of Duplicate Fixed Deposit Certificate |
Rs. 300 |
|
|
15 |
Scheme Change Charge |
Rs. 300 |
|
|
16 |
Dormant Activation Charge |
Free |
|
|
17 |
Notice Published Charge |
As per actual cost |
|
|
18 |
Issue of Manager's Cheque |
Free |
|
|
19 |
Manager's Cheque Cancellation/Stop Payment |
Rs. 500 |
|
|
20 |
Courier Charge |
As per actual cost |
|
|
21 |
C-ASBA/ASBA Charge |
Rs. 5 per application |
|
|
|||
|
S.N. |
Description of Services |
Amount |
Remarks |
|
A |
ECC |
||
|
1 |
Below 2 lakhs |
Free |
|
|
2 |
2 Lakhs & above |
As per actual cost |
|
|
B |
Connect IPS |
||
|
1 |
Fund Transfer |
As per actual cost |
|
|
2 |
Government Payments |
As per actual cost |
|
|
3 |
Credit Card Payment |
As per actual cost |
|
|
4 |
Stock Broker Payment |
As per actual cost |
|
|
5 |
Wallet Top Up |
As per actual cost |
|
|
C |
IPS & RTGS |
||
|
1 |
NPR Transaction |
As per actual cost |
|
|
2 |
FCY Transaction (Fee in NPR) |
As per actual cost |
|
|
|||
|
S.N. |
Description of Services |
Amount |
Remarks |
|
|||
|
1 |
Issuance Charge |
Rs. 250 |
Free for staff saving accounts |
|
2 |
Annual ATM Charge |
Rs. 250 |
|
|
3 |
Re-issuance of Card (Loss/Damaged/Expired) |
Rs. 250 |
|
|
4 |
Pin-regeneration |
Rs. 50 |
|
|
5 |
Card Blocked/Unblocked Fee |
Rs. 100 |
|
|
6 |
Card Destroy Charge |
Rs. 250 |
In case the Debit Card is not collected within 6 months of its request. If the account balance is less than NPR 250, the entire available balance shall be deducted. |
|
7 |
Cash Withdrawal Charge |
Free |
Cash withdrawal/Balance enquiry other than RFL ATM will be charge as per actual basis |
|
|||
|
1 |
Fist Time Subscription Charge |
Free |
Free for staff saving accounts |
|
2 |
Annual Renewal Charge |
Rs. 350 |
|
|
3 |
Account Linkage Charge |
Rs. 350 |
|
|
4 |
Pin/Password Retrieve Charge |
Free |
|
|
5 |
Mobile Number Modification |
Rs. 50 |
|
|
6 |
Interbank Fund Transfer |
As per actual |
|
|
7 |
Block/Unblock |
Free |
|
|
8 |
QR Charges |
As per actual |
|
|
||||
|
S.N. |
Description of Services |
Charges Amount |
Security Deposit |
Remarks |
|
1 |
Small Sizes |
Rs. 2,000 (Annual in advance) |
Rs.10,000 |
50% waiver on charges and full waiver on the security deposit shall be applicable for Staff Saving Accounts. |
|
2 |
Medium Sizes |
Rs. 3,000 (Annual in advance) |
Rs.10,000 |
|
|
3 |
Big Sizes |
Rs. 5,000 (Annual in advance) |
Rs.10,000 |
|
|
4 |
Break open of locker due to loss of key by customer |
Rs. 2,000 plus actual charges submitted by vendor |
||
|
5 |
Locker Surrender Charge |
Rs. 500 |
||
|
S.N. |
Description of Services |
Fees & Charges |
|
|
|||
|
1 |
Service Charge/Management Fee (Except Loan against FD) |
Retail Loans |
New: 1.25% of Loan Limit Renewal: Up to 20% of Service Charge |
|
Business Loan |
|||
|
DSL Wholesale Lending |
New: Up to 0.50% of Loan Limit Renewal: Up to 20% of Service Charge |
||
|
2 |
Margin Lending |
Service Charge:
Renewal: Up to 20% of Service Charge |
|
|
3 |
Gold Loan |
Interest Rate: Base Rate + premium up to 3% Penal Interest: 2% p.a. on overdue principal Processing Fee: Nil Commitment Fee: Nil |
|
|
4 |
Interest Subsidized Loan |
Nil |
|
|
5 |
Consortium Loan |
As per the consortium decision and as approved by concerned credit approving authority. |
|
|
6 |
Commitment Fee on Revolving Loan |
20% of Service Charge of unutilized amount if average utilization during the review period is less than 60%. |
|
|
7 |
Penal Interest |
2% p.a. on Overdue Principal |
|
|
8 |
Swap Charge |
|
|
|
9 |
Prepayment Charge |
|
|
|
10 |
Additional Charge on Prepayment or Swap |
If loan is prepaid within 2 years and for project financing with grace period, if loan is prepaid or is swapped within 2 years from the date of project operation then Finance can charge prepayment charges or swap charges of additional 1% in line with NRB provisions. |
|
|
11 |
Collateral Replacement Charge |
Rs. 5,000 |
|
|
12 |
Share Release Charge |
Rs. 100 |
|
|
13 |
Issuance of Credit Information Letter to other BFIs |
Rs. 500 |
|
|
14 |
CICL Charge |
As per Actual |
|
|
15 |
Blacklisting Charge |
As per Actual |
|
|
16 |
Pre-disbursement Charge |
0.25% per day or Rs. 5,000 |
|
|
17 |
Secured Transaction Registr |
As per actual charge of STRO |
|
|
18 |
Online Rokka/Fukuwa |
Rs. 1,500 |
|
|
19 |
Share Pledge Charge (per institution) |
Rs. 50 |
|
|
20 |
Blue print/Trace Map |
As per actual cost |
|
|
21 |
Loan Clearance Charge |
Free |
|
|
22 |
Valuation Charge |
Listed Valuator: Actual Cost Self : 3,000 |
|
|
23 |
No Objection Letter Issuance |
Rs. 500 |
|
|
|||
|
1 |
Issuance of LC/TT/DAA/DAP
|
|
|
|
2 |
AL Commission under Usance LC |
0.10% per month or min Rs. 1,000 per month |
|
|
3 |
Revolving -in the terms of value/validity |
0.25% per quarter or part credit thereof, min NPR 3,000 drawing up to face value will be free of charges, thereafter 0.15% will be levied on each reinstatement of value/validity |
|
|
4 |
Cancellation of L/C |
Rs. 2,000 |
|
|
5 |
Swift Communication Charge
|
|
|
|
6 |
Amendment (LC/AL)
|
|
|
|
|||
|
1 |
Issuance Fee - Bid Bond |
0.25% per quarter or min Rs. 1,500 |
|
|
2 |
Issuance Fee – Performance Bond |
0.30% per quarter or min Rs. 1,500 |
|
|
3 |
Advance Payment Guarantee |
0.375% per quarter or min Rs. 1,500 |
|
|
4 |
Amendment
|
|
|
|
Other applicable charges of LC and Guarantee shall be as per the Business Sharing Agreement with Commercial Banks. |
|||
Special Points
अंग्रेजी
नेपाली