13th Anniverisary
Effective From 2079-08-01
Account Type Minimum Balance (Rs.) Interest Rate (% Per annum)
RFL Normal Saving Account 100.00 8.35%
RFL Saving - Investor's Account 100.00 8.35%
RFL Special Saving Account 1,000.00 8.35%
RFL Swabhalambhi Payroll Saving Account 0.00 8.57%
RFL Student Saving Account 500.00 8.35%
RFL PWD Saving Account 0.00 8.57%
RFL Staff Saving Account 500.00 8.57%
RFL Shareholder's Saving Account 1000.00 8.57%
RFL Dhaulagiri Saving Account 5000.00 8.35%
RFL Kanchanjunga Saving Account 10,000.00 8.35%
RFL Everest Saving Account 20,000.00 8.35%
RFL Super Saving Account 25,000.00 8.35%
RFL Gold Saving Account 50,000.00 8.35%
RFL Diamond Saving Account 100,000.00 8.57%
RFL Platinum Saving Account 150,000.00 9.18%
RFL Sarathi Saving Account 200,000.00 10.28%

 

Individual Fixed Deposit (Effective From 2079-08-01)
Period Monthly Quarterly On Maturity
3 months  13.00% 13.00% 13.00%
6 months 13.05% 13.05% 13.05%
9 months 13.10% 13.10% 13.10%
12 months to 23 months 13.30% 13.30% 13.30%
 24 months and above 13.35% 13.35% 13.35%
Reliance Remittance Fixed Deposit Account 1.0% higher than above mentioned rates for respective tenure

 

Corporate Fixed Deposit (Effective From 2079-08-01)
Period Monthly Quarterly On Maturity
3 months 11.00% 11.00% 11.00%
6 months 11.05% 11.05% 11.05%
9 months 11.10% 11.10% 11.10%
12 months to 23 months 11.30% 11.30% 11.30%
24 months and above 11.35% 11.35% 11.35%

 

Credit Facilities Premium Rate(% per annum)
Home Loan Base rate + premium up to 6%
Auto Loan
Commercial Vehicle Loan (HP)
Real Estate Loan
Personal Loan (Installment Credit and Personal Overdraft)
Professional Loan
Education Loan
Reliance Atmanirbhar Karja (Micro SME Loan)
Reliance Safal Byabasai Karja (SME Loan)
Reliance Saral Krishi Karja
Loan against Share Securities / Margin Lending
Deprived Sector Loan (Retail)
Deprived Sector Loan (Institutional) As per agreement with MFIs
Loans under Consortium Financing As per the consortium agreement
Loans under FDR Up to 3% on the coupon rate
Loans against Government Securities Base rate or Coupon rate whichever is higher plus upto 3%
Fixed Interest Rate Loan (For Individual) 17% per annum

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