| Account Type | Minimum Balance (Rs.) | Interest Rate (% Per annum) |
|---|---|---|
| RFL Normal Saving Account | 100.00 | 8.00% |
| RFL Saving - Investor's Account | 100.00 | 8.00% |
| RFL Special Saving Account | 1,000.00 | 8.00% |
| RFL Swabhalambhi Payroll Saving Account | 0.00 | 8.21% |
| RFL Student Saving Account | 500.00 | 8.00% |
| RFL PWD Saving Account | 0.00 | 8.21% |
| RFL Shareholder's Saving Account | 1000.00 | 8.21% |
| RFL Staff Saving Account | 500.00 | 8.21% |
| RFL Dhaulagiri Saving Account | 5000.00 | 8.00% |
| RFL Kanchanjunga Saving Account | 10,000.00 | 8.00% |
| RFL Everest Saving Account | 20,000.00 | 8.00% |
| RFL Super Saving Account | 25,000.00 | 8.00% |
| RFL Gold Saving Account | 50,000.00 | 8.00% |
| RFL Diamond Saving Account | 100,000.00 | 8.21% |
| RFL Platinum Saving Account | 150,000.00 | 8.80% |
| RFL Sarathi Saving Account | 200,000.00 | 9.00% |
| RFL Remittance Saving Account | 100.00 | 10.00% |
| Period | Monthly | Quarterly | On Maturity |
|---|---|---|---|
| 3 months | 11.00% | 11.00% | 11.00% |
| 6 months | 11.15% | 11.15% | 11.15% |
| 9 months | 11.30% | 11.30% | 11.30% |
| 12 months to 23 months | 11.50% | 11.50% | 11.50% |
| 24 months and above | 11.75% | 11.75% | 11.75% |
| Reliance Remittance Fixed Deposit Account | 1.0% higher than above mentioned rates for respective tenure | ||
| Period | Monthly | Quarterly | On Maturity |
|---|---|---|---|
| 6 months | 9.15% | 9.15% | 9.15% |
| 9 months | 9.30% | 9.30% | 9.30% |
| 12 months to 23 months | 9.50% | 9.50% | 9.50% |
| 24 months and above | 9.75% | 9.75% | 9.75% |
| Credit Facilities | Premium Rate(% per annum) | ||
|---|---|---|---|
| Home Loan | Base rate + premium up to 5% | ||
| Auto Loan | |||
| Commercial Vehicle Loan (HP) | |||
| Real Estate Loan | |||
| Personal Loan (Installment Credit and Personal Overdraft) | |||
| Professional Loan | |||
| Education Loan | |||
| Reliance Atmanirbhar Karja (Micro SME Loan) | |||
| Reliance Safal Byabasai Karja (SME Loan) | |||
| Loan against Share Securities / Margin Lending | |||
| Deprived Sector Loan (Retail) | |||
| Deprived Sector Loan (Institutional) | As per agreement with MFIs | ||
| Loans under Consortium Financing | As per the consortium agreement | ||
| Loans against FDR | Up to 3% on the Coupon rate (not less than the base rate) | ||
| Loans against Government Securities | Base rate or Coupon rate whichever is higher plus upto 3% | ||
| Fixed Interest Rate Loan (For Individual) | 15% per annum | ||
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