Calender
Interest Rate Effective From 2081-03-01
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S.No. Account Type Minimum Balance (Rs.) Interest Rate (% Per annum)
1 RFL Normal Saving Account 100.00 5.25%
2 RFL Saving - Investor's Account 100.00 5.25%
3 RFL Special Saving Account 1,000.00 5.25%
4 RFL Swabhalambhi Payroll Saving Account 0.00 5.75%
5 RFL Student Saving Account 500.00 5.25%
6 RFL Khutruke Saving Account 500.00 6.50%
7 RFL Earthquake Relief Saving Account 0.00 5.25%
8 RFL PWD Saving Account 0.00 5.75%
9 RFL Shareholder's Saving Account 1000.00 5.75%
10 RFL Dhaulagiri Saving Account 5000.00 5.25%
11 RFL Kanchanjunga Saving Account 10,000.00 5.50%
12 RFL Everest Saving Account 20,000.00 5.50%
13 RFL Super Saving Account 25,000.00 5.75%
14 RFL Gold Saving Account 50,000.00 5.75%
15 RFL Diamond Saving Account 100,000.00 6.00%
16 RFL Platinum Saving Account 150,000.00 6.25%
17 RFL Sarathi Saving Account 200,000.00 6.50%
18 RFL Remittance Saving Account 1.0% higher than above mentioned Rates i.e 7.50%

Effective From 2081-03-01

Call Deposits Upto 2.50%
 
Individual Fixed Deposit (Effective From 2081-03-01)
Period Month End/Quarter End/On Maturity
3 months  7.00%
6 months 7.25%
9 months 7.50%
12 months to 24 months 7.75%
 Above 24 months to 36 months 8.00%
 Above 36 months 9.00%
Reliance Remittance Fixed Deposit Account 1.0% higher than above mentioned rates for respective tenure
 
Corporate Fixed Deposit (Effective From 2081-03-01)
Period Month End/Quarter End/On Maturity
6 months 6.25%
9 months 6.50%
12 months to 24 months 6.75%
 Above 24 months to 36 months 7.00%
 Above 36 months 8.00%

 

Average Base Rate(Magh to Chaitra, 2080)          11.44%      

 

S.No. Credit Facilities Premium Rate(% per annum)
1 Home Loan Base Rate + Premium(0.25% to 2.25%)
2 Auto Loan Base Rate + Premium (1.00% to 3.00%)         
3 Commercial Vehicle Loan(HP) Base Rate + Premium (1.00% to 3.00%)  
4 Real Estate Loan Base Rate + Premium (1.00% to 3.00%)
5 Personal Loan (Installament Credit & Personal Overdraft Base Rate + Premium (1.00% to 3.00%)
6 Professional Loan  Base Rate + Premium (1.50% to 3.50%)
7 Education Loan  Base Rate + Premium (1.00% to 3.00%)
8 Business Loan Base Rate + Premium (0.00% to 2.00%)
9 Agriculture Loan  Base Rate + Premium (1.00% to 3.00%)
10 Reliance Safal Byabasai Karja (SME Loan)  Base Rate + Premium (0.00% to 2.00%)
11 Loan against share securities/ margin lending  Base Rate + Premium (0.25% to 2.25%)
12 Deprived Sector Loan (Retail)  Base Rate + Premium (Upto 2.00%)
13 Deprived Sector Loan (Institutional) Base Rate + Premium (Upto 2.00%)
14 Loans under Consortium Financing As per the consortium agreement
15 Loans against FDR Up to 2.00% on the Coupon Rate
16 Loans against Government Securities Base rate or Coupon rate whichever is higher plus upto 2.00%
Fixed Interest Rate Loan (For Individual) 13.00% per annum

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