Account Type | Minimum Balance (Rs.) | Interest Rate (% Per annum) |
---|---|---|
RFL Normal Saving Account | 100.00 | 8.00% |
RFL Saving - Investor's Account | 100.00 | 8.00% |
RFL Special Saving Account | 1,000.00 | 8.00% |
RFL Swabhalambhi Payroll Saving Account | 0.00 | 8.21% |
RFL Student Saving Account | 500.00 | 8.00% |
RFL PWD Saving Account | 0.00 | 8.21% |
RFL Shareholder's Saving Account | 1000.00 | 8.21% |
RFL Staff Saving Account | 500.00 | 8.21% |
RFL Dhaulagiri Saving Account | 5000.00 | 8.00% |
RFL Kanchanjunga Saving Account | 10,000.00 | 8.00% |
RFL Everest Saving Account | 20,000.00 | 8.00% |
RFL Super Saving Account | 25,000.00 | 8.00% |
RFL Gold Saving Account | 50,000.00 | 8.00% |
RFL Diamond Saving Account | 100,000.00 | 8.21% |
RFL Platinum Saving Account | 150,000.00 | 8.80% |
RFL Sarathi Saving Account | 200,000.00 | 9.00% |
RFL Remittance Saving Account | 100.00 | 10.00% |
Period | Monthly | Quarterly | On Maturity |
---|---|---|---|
3 months | 11.00% | 11.00% | 11.00% |
6 months | 11.15% | 11.15% | 11.15% |
9 months | 11.30% | 11.30% | 11.30% |
12 months to 23 months | 11.50% | 11.50% | 11.50% |
24 months and above | 11.75% | 11.75% | 11.75% |
Reliance Remittance Fixed Deposit Account | 1.0% higher than above mentioned rates for respective tenure |
Period | Monthly | Quarterly | On Maturity |
---|---|---|---|
6 months | 9.15% | 9.15% | 9.15% |
9 months | 9.30% | 9.30% | 9.30% |
12 months to 23 months | 9.50% | 9.50% | 9.50% |
24 months and above | 9.75% | 9.75% | 9.75% |
Credit Facilities | Premium Rate(% per annum) | ||
---|---|---|---|
Home Loan | Base rate + premium up to 5% | ||
Auto Loan | |||
Commercial Vehicle Loan (HP) | |||
Real Estate Loan | |||
Personal Loan (Installment Credit and Personal Overdraft) | |||
Professional Loan | |||
Education Loan | |||
Reliance Atmanirbhar Karja (Micro SME Loan) | |||
Reliance Safal Byabasai Karja (SME Loan) | |||
Loan against Share Securities / Margin Lending | |||
Deprived Sector Loan (Retail) | |||
Deprived Sector Loan (Institutional) | As per agreement with MFIs | ||
Loans under Consortium Financing | As per the consortium agreement | ||
Loans against FDR | Up to 3% on the Coupon rate (not less than the base rate) | ||
Loans against Government Securities | Base rate or Coupon rate whichever is higher plus upto 3% | ||
Fixed Interest Rate Loan (For Individual) | 15% per annum |