Calender
Effective From 2080-11-01
Account Type Minimum Balance (Rs.) Interest Rate (% Per annum)
RFL Normal Saving Account 100.00 6.00%
RFL Saving - Investor's Account 100.00 6.00%
RFL Special Saving Account 1,000.00 6.00%
RFL Swabhalambhi Payroll Saving Account 0.00 6.25%
RFL Student Saving Account 500.00 6.00%
RFL Khutruke Saving Account 500 7.00%
RFL Earthquake Relief Saving Account 0 6.00%
RFL PWD Saving Account 0.00 6.25%
RFL Shareholder's Saving Account 1000.00 6.25%
RFL Staff Saving Account 500.00 6.75%
RFL Dhaulagiri Saving Account 5000.00 6.00%
RFL Kanchanjunga Saving Account 10,000.00 6.10%
RFL Everest Saving Account 20,000.00 6.10%
RFL Super Saving Account 25,000.00 6.25%
RFL Gold Saving Account 50,000.00 6.25%
RFL Diamond Saving Account 100,000.00 6.50%
RFL Platinum Saving Account 150,000.00 6.75%
RFL Sarathi Saving Account 200,000.00 7.00%
RFL Remittance Saving Account 1.0% higher than above mentioned Rates i.e 8.00%

 

Call Deposits Upto 3.00%
 
Individual Fixed Deposit (Effective From 2080-11-01)
Period Month End/Quarter End/On Maturity
3 months  8.25%
6 months 8.50%
9 months 8.75%
12 months to 24 months 9.00%
 Above 24 months 9.50%
Reliance Remittance Fixed Deposit Account 1.0% higher than above mentioned rates for respective tenure

Corporate Fixed Deposit (Effective From 2080-11-01)

Period Month End/Quarter End/On Maturity
6 months 6.50%
9 months 6.75%
12 months to 24 months 7.00%
 Above 24 months 7.50%

 

Average Base Rate(Kartik to Poush, 2080)          12.82%      

 

Credit Facilities Premium Rate(% per annum)
Home Loan Base Rate + Premium(0.5% to 2.50%)
Auto Loan Base Rate + Premium (1.00% to 3.00%)         
Commercial Vehicle Loan(HP) Base Rate + Premium (1.00% to 3.00%)  
Real Estate Loan Base Rate + Premium (1.00% to 3.00%)
Personal Loan (Installament Credit & Personal Overdraft Base Rate + Premium (1.00% to 3.00%)
Professional Loan  Base Rate + Premium (1.00% to 3.00%)
Education Loan  Base Rate + Premium (1.00% to 3.00%)
Business Loan Base Rate + Premium (0.50% to 2.50%)
Agriculture Loan  Base Rate + Premium (Upto 2.00%)
Reliance Safal Byabasai Karja (SME Loan)  Base Rate + Premium (0.50% to 2.50%)
Loan against share securities/ margin lending  Base Rate + Premium (0.50% to 2.50%)
Deprived Sector Loan (Retail)  Base Rate + Premium (Upto 2.00%)
Deprived Sector Loan (Institutional) Base Rate + Premium (Upto 2.00%)
Loans under Consortium Financing As per the consortium agreement
Loans against FDR Up to 2.00% on the Coupon Rate
Loans against Government Securities Base rate or Coupon rate whichever is higher plus upto 2.00%
Fixed Interest Rate Loan (For Individual) 14.00% per annum

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