(Effective from 2078/06/01)
Account Type Interest Rate (% Per annum) Minimum Balance (Rs.)
RFL Normal Saving Account 4.50% 100.00
RFL Saving - Investor's Account 4.75% 1,000.00
RFL Special Saving Account 4.75% 1,000.00
RFL Swabhalambhi Payroll Saving Account 6.50% 0.00
RFL Student Saving Account 5.00% 500.00
RFL PWD Saving Account 6.50% 0.00
RFL Staff Saving Account 6.50% 500.00
RFL Shareholder's Saving Account 6.50% 1,000.00
RFL Dhaulagiri Saving Account 5.25% 5,000.00
RFL Kanchanjunga Saving Account 5.50% 10,000.00
RFL Everest Saving Account 5.75% 20,000.00
RFL Super Saving Account 6.00% 25,000.00
RFL Gold Saving Account 6.25% 100,000.00
RFL Diamond Saving Account 6.50% 200,000.00
RFL Borrowings Account 0.00% 1,000.00

 

Individual Fixed Deposit (Effective from 2078/06/01)
Peroid Monthly Quarterly On Maturity
3 months     7.50%
6 months     8.00%
9 months     8.00%
12 months 8.50% 8.50% 8.50%
24 months 8.75% 8.75% 8.75%
36 months and above Negotiable

 

Corporate Fixed Deposit (Effective from 2078/06/01)
Peroid Monthly Quarterly On Maturity
3 months     7.50%
6 months     8.00%
9 Months     8.00%
12 months   8.50% 8.50%
24 months   8.75% 8.75%
36 months and above Negotiable

 

Credit Facilities Premium Rate(% per annum)
Home Loan Base rate + premium up to 5%
Auto Loan
Commercial Vehicle Loan (HP)
Real Estate Loan
Personal Loan (Installment Credit and Personal Overdraft)
Professional Loan
Reliance Atmanirbhar Karja (Micro SME Loan)
Reliance Safal Byabasai Karja (SME Loan)
Loan against Share Securities / Margin Lending
Deprived Sector Loan (Retail)
Deprived Sector Loan (Institutional) As per agreement with MFIs
Loans under Consortium Financing As per the consortium agreement
Loans under FDR Up to 3% on coupon rate on FDR
Loans against Government Securities Up to 3% on coupon rate on the Government Securities
Fixed Interest Rate Loan (For Individual) 13.00%

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