| S.No. |
Account Type |
Minimum Balance (Rs.) |
Interest Rate (% Per annum) |
| 1 |
RFL Normal Saving Account |
100.00 |
4.00% |
| 2 |
RFL Saving - Investor's Account |
100.00 |
4.00% |
| 3 |
RFL Special Saving Account |
1,000.00 |
4.00% |
| 4 |
RFL Swabhalambhi Payroll Saving Account |
0.00 |
4.50% |
| 5 |
RFL Student Saving Account |
500.00 |
4.00% |
| 6 |
RFL Khutruke Saving Account |
500.00 |
5.25% |
| 7 |
RFL Earthquake Relief Saving Account |
0.00 |
4.00% |
| 8 |
RFL PWD Saving Account |
0.00 |
4.50% |
| 9 |
RFL Shareholder's Saving Account |
1000.00 |
4.50% |
| 10 |
RFL Dhaulagiri Saving Account |
5000.00 |
4.00% |
| 11 |
RFL Kanchanjunga Saving Account |
10,000.00 |
4.25% |
| 12 |
RFL Everest Saving Account |
20,000.00 |
4.25% |
| 13 |
RFL Super Saving Account |
25,000.00 |
4.50% |
| 14 |
RFL Gold Saving Account |
50,000.00 |
4.50% |
| 15 |
RFL Diamond Saving Account |
100,000.00 |
4.75% |
| 16 |
RFL Platinum Saving Account |
150,000.00 |
5.00% |
| 17 |
RFL Sarathi Saving Account |
200,000.00 |
5.25% |
| 18 |
RFL Remittance Saving Account |
1.0% higher than above mentioned Rates |
Effective From 2082-01-01
Individual Fixed Deposit (Effective From 2082-01-01)
| Period |
Month End/Quarter End/On Maturity |
| 3 months |
5.25% |
| 6 months |
5.75% |
| 9 months |
6.00% |
| 12 months to 24 months |
6.50% |
| Above 24 months to 36 months |
6.75% |
| Above 36 months |
7.75% |
| Reliance Remittance Fixed Deposit Account |
1.0% higher than above mentioned rates for respective tenure |
Corporate Fixed Deposit (Effective From 2082-01-01)
| Period |
Month End/Quarter End/On Maturity |
| 6 months |
4.75% |
| 9 months |
5.00% |
| 12 months to 24 months |
5.50% |
| Above 24 months to 36 months |
5.75% |
| Above 36 months |
6.75% |
Interest on Recurring Deposit will remain applicable as per the rate provided on fixed deposit, per term period.
| Average Base Rate (Poush, 2081 - Falgun, 2081) |
9.08% |
| S.No. |
Credit Facilities |
Premium Rate(% per annum) |
| 1 |
Home Loan |
Base Rate + Premium(0.25% to 2.25%) |
| 2 |
Auto Loan |
Base Rate + Premium (1.00% to 3.00%) |
| 3 |
Commercial Vehicle Loan(HP) |
Base Rate + Premium (1.00% to 3.00%) |
| 4 |
Real Estate Loan |
Base Rate + Premium (1.00% to 3.00%) |
| 5 |
Personal Loan (Installament Credit & Personal Overdraft |
Base Rate + Premium (1.00% to 3.00%) |
| 6 |
Professional Loan |
Base Rate + Premium (1.50% to 3.50%) |
| 7 |
Education Loan |
Base Rate + Premium (1.00% to 3.00%) |
| 8 |
Business Loan |
Base Rate + Premium (0.00% to 2.00%) |
| 9 |
Agriculture Loan |
Base Rate + Premium (1.00% to 3.00%) |
| 10 |
Reliance Safal Byabasai Karja (SME Loan) |
Base Rate + Premium (0.00% to 2.00%) |
| 11 |
Loan against share securities/ margin lending |
Base Rate + Premium (0.25% to 2.25%) |
| 12 |
Deprived Sector Loan (Retail) |
Base Rate + Premium (Upto 2.00%) |
| 13 |
Deprived Sector Loan (Institutional) |
Base Rate + Premium (Upto 2.00%) |
| 14 |
Loans under Consortium Financing |
As per the consortium agreement |
| 15 |
Loans against FDR |
Up to 2.00% on the Coupon Rate |
| 16 |
Loans against Government Securities |
Base rate or Coupon rate whichever is higher plus upto 2.00% |
| Fixed Interest Rate Loan (For Individual) |
13.00% per annum |
अंग्रेजी
नेपाली
