Auto Loan

Owning a vehicle is no longer a dream; it’s just a call away. Just call or visit nearest branch location of Reliance Finance Ltd. in order to avail a hassle free Auto Loan and turn your dream into reality.

 

Purpose:

Financing available for all kinds of fresh and reconditioned vehicle

Features:

• Attractive and Competitive interest rate
• Quick loan processing with simplified documentation
• Flexible loan tenure of up to 7 years
• Equated Monthly Installment (EMI) based loan
• Interest is charged on the reduced principal outstanding
• Personal counseling throughout the process
• Customized and flexible financial solutions
• Loan processing from wide range of branch networks

 Required Documents:

• Loan Application
• Citizenship of borrower
• Family details of borrower
• Bluebook of vehicle/ Driving License
• Monthly income source with supporting documents
• Vehicle Invoice (Quotation / Valuation report)
• In case of business Vehicle (Route permit)
• Other documents based on requirement

 

RELIANCE Home Loan- WHERE YOUR DREAMS COME TRUE

Reliance Home Loan guides you towards realizing your dream of owning/constructing/refurbishing your home. We would like to share the happiness of owning a dream house with your beautiful family.

We thoroughly understand your need and structure the loan appropriately.

Purpose

• Construction/Renovation/Extension of House.
• Purchase of House/Apartments.
• Purchase of land or land and building or apartment for individual purpose.

Features:

• Attractive & competitive interest rate
• Quick and transparent loan processing
• Flexible loan tenure up to 25 years
• Equated Monthly Installment (EMI) payment solution
• Interest is charged on the reduced principal outstanding
• Moratorium period of up to 12 months for building construction
• Loan processing from wide range of branch networks
• Personal counseling throughout the process
• Simplified documentation

Required Documents:

• Loan application
• Citizenship of borrower
• Family details
• Lalpurja, Blueprint and Trace map of land and building
• Tax payment receipt of land and building
• Char Killa Pramanit from ward office/VDC
• Ownership transfer documents (Rajinama likhet)
• Building construction permission
• Construction completion certificate (If building is attached to land and completed)
• Monthly income source with supporting documents
• Other documents based on requirement.

 

Reliance Education Loan

Thinking of higher studies for your children at home or abroad; Reliance Education Loan is your partner for secured partner for your children.

Purpose

For the payment of admission fees, monthly fees, examination fees, books, stationery and instruments required for course undertaken by borrowing scholar.

Features:

• Attractive & competitive interest rate
• Quick and transparent loan processing
• Flexible loan tenure up to 5 years
• Simplified documentation
• Financing up to 80% of the educational cost

 

 Required Documents:

• Loan application
• Citizenship of borrower
• Family details
• Education certificates
• Lalpurja, Blueprint and Trace map of land and building
• Tax payment receipt of land and building
• Char Killa Pramanit from ward office/VDC
• Monthly income source with supporting documents
• Offer Letter of the applying College/School
• Other documents based on requirement

 

Share Loan

Multiply your funds through investment in shares. We provide you Share Loans at the best industry rates and with hassle free service to facilitate your shares transactions.

Features:

• Financing up to 50 % of valuation amount on basis of NRB Guidelines.
• Processing fees of 1.25%.
• Loan tenure of maximum 1 year.
• Rate of interest 14.00% to 17.00%.

Required Documents:

• Loan application
• Citizenship of borrower
• Family details
• Monthly income source with supporting document
• Demate Statement
• Other documents based on requirement

 

6. Loan Against Fixed Deposit

Availing loan against Fixed Deposit has never been so easy. We extend Loan Against Fixed Deposit of Reliance Finance Ltd. to meet your urgent requirement for funds.

 

Features:

• Financing up to 80 % of fixed deposit value.
• Rate of interest is plus 3.00% of the fixed deposit interest rate.

 Required Documents:

• FD certificate
• Loan application
• Other documents based on requirement

 

7. Personal Loan

 Reliance Personal Loan provides an easy way for meeting your personal requirements. We provide hassle free personal loan with the following features-

Features:

• Financing up to 40 % of Fair Market value  inside Kathmandu valley
• Financing up to 50 % of Fair Market value  outside Kathmandu valley
• Flexible Loan Tenure
• Competitive interest rate

 Required Documents:

• Loan application
• Citizenship of borrower
• Family details
• Lalpurja, Blueprint and Trace map of land and building
• Tax payment receipt of land and building
• Char Killa Pramanit from ward office/VDC
• Ownership transfer documents (Rajinama likhet)
• Building construction permission
• Construction completion certificate (If building is attached to land and completed)
• Monthly income source with supporting documents
• Other documents based on requirement

 

Reliance Atmanirbhar Karja

 

Reliance Atmanirbhar Karja  is a small step towards making our nation self reliant. The product is especially designed to cater to the financial requirements of Micro SMEs which are the pillars for economic development of a nation.

Features:

• Simple to process and easy to repay.
• Available at competitive interest rates and fees & charges.
• Choose from wide range of short term and long terms credit facilities as per your requirement.
• Less time consuming credit approvals and single door services through dedicated relationship managers.
• Our nationwide presence ensures ease of operations, collections and payments for you.

 Required Documents:

• Loan application
• Citizenship of borrower
• Family details
• Company / firm registration certificate
• PAN registration certificate
• Memorandum of association and Artical of association
• Share lagat
• Balance Sheet with TAX clearance certificate
• Minute of company
• Lalpurja, Blueprint and Trace map of land and building
• Tax payment receipt of land and building and Char Killa Pramanit from ward office/VDC
• Ownership transfer documents (Rajinama likhet)
• Building construction permission
• Construction completion certificate (If building is attached to land and completed)
• Monthly income source with supporting documents

 

Reliance Safal Byabasai Karja (SME Loan)

 

Reliance Safal Byabasai Karja is a loan product especially designed to cater to the requirements of Small and Medium Enterprises (SMEs). It covers both funded and non funded requirements of SMEs. The product covers both the requirements of new as well as existing businesses.

 

The funding can be structured in the form of working capital loan or term loan based on the requirements and cash flow of the borrower.

Features:

•  Simple to process and easy to repay.
• Available at competitive interest rates and fees & charges.
• Choose from wide range of short term and long terms credit facilities as per your requirement.
• Less time consuming credit approvals and single door services through dedicated relationship managers.
• Our nationwide presence ensures ease of operations, collections and payments for you.

 Required Documents:

• Loan application
• Citizenship of borrower
• Family details
• Company / firm registration certificate
• PAN registration certificate
• Memorandum of association and Artical of association
• Share lagat
• Balance Sheet with TAX clearance certificate
• Minute of company
• Lalpurja, Blueprint and Trace map of land and building
• Tax payment receipt of land and building and Char Killa Pramanit from ward office/VDC
• Ownership transfer documents (Rajinama likhet)
• Building construction permission
• Construction completion certificate (If building is attached to land and completed)
• Monthly income source with supporting documents

 

Reliance Saral Krishi Karja

Reliance Saral Krishi Karja provides an easy means for financing the requirements of the agriculture sector comprising  a varied nature of business namely agriculture and forest, crop production and services , tea coffee cultivation, livestock, food and seed processing, other agricultural production and services, agro tools purchase loan.

 

Both new as well as existing business falling under agriculture segment can be financed under this loan head.

 

 Required Documents:

• Loan application
• Citizenship of borrower
• Family details
• Lalpurja, Blueprint and Trace map of land and building
• Tax payment receipt of land and building
• Char Killa Pramanit from ward office/VDC
• Detailed project report highlighting the need for funds along with project outlook