| S.No. | Account Type | Minimum Balance (Rs.) | Interest Rate (% Per annum) |
|---|---|---|---|
| 1 | RFL Normal Saving Account | 100.00 | 5.75% |
| 2 | RFL Saving - Investor's Account | 100.00 | 5.75% |
| 3 | RFL Special Saving Account | 1,000.00 | 5.75% |
| 4 | RFL Swabhalambhi Payroll Saving Account | 0.00 | 6.25% |
| 5 | RFL Student Saving Account | 500.00 | 5.75% |
| 6 | RFL Khutruke Saving Account | 500 | 7.00% |
| 7 | RFL Earthquake Relief Saving Account | 0 | 5.75% |
| 8 | RFL PWD Saving Account | 0.00 | 6.25% |
| 9 | RFL Shareholder's Saving Account | 1000.00 | 6.25% |
| 10 | RFL Staff Saving Account | 500.00 | 6.75% |
| 11 | RFL Dhaulagiri Saving Account | 5000.00 | 5.75% |
| 12 | RFL Kanchanjunga Saving Account | 10,000.00 | 6.00% |
| 13 | RFL Everest Saving Account | 20,000.00 | 6.00% |
| 14 | RFL Super Saving Account | 25,000.00 | 6.25% |
| 15 | RFL Gold Saving Account | 50,000.00 | 6.25% |
| 16 | RFL Diamond Saving Account | 100,000.00 | 6.50% |
| 17 | RFL Platinum Saving Account | 150,000.00 | 6.75% |
| 18 | RFL Sarathi Saving Account | 200,000.00 | 7.00% |
| 19 | RFL Remittance Saving Account | 1.0% higher than above mentioned Rates i.e 8.00% | |
| Call Deposits | Upto 2.87% |
|---|
| Period | Month End/Quarter End/On Maturity | ||
|---|---|---|---|
| 3 months | 7.75% | ||
| 6 months | 8.00% | ||
| 9 months | 8.25% | ||
| 12 months to 24 months | 8.50% | ||
| Above 24 months | 9.00% | ||
| Reliance Remittance Fixed Deposit Account | 1.0% higher than above mentioned rates for respective tenure | ||
| Period | Month End/Quarter End/On Maturity | ||
|---|---|---|---|
| 6 months | 7.00% | ||
| 9 months | 7.25% | ||
| 12 months to 24 months | 7.50% | ||
| Above 24 months | 8.00% | ||
| Average Base Rate(Poush to Falgun, 2080) | 12.03% |
|---|
| S.No. | Credit Facilities | Premium Rate(% per annum) | ||
|---|---|---|---|---|
| 1 | Home Loan | Base Rate + Premium(0.25% to 2.25%) | ||
| 2 | Auto Loan | Base Rate + Premium (1.00% to 3.00%) | ||
| 3 | Commercial Vehicle Loan(HP) | Base Rate + Premium (1.00% to 3.00%) | ||
| 4 | Real Estate Loan | Base Rate + Premium (1.00% to 3.00%) | ||
| 5 | Personal Loan (Installament Credit & Personal Overdraft | Base Rate + Premium (1.00% to 3.00%) | ||
| 6 | Professional Loan | Base Rate + Premium (1.50% to 3.50%) | ||
| 7 | Education Loan | Base Rate + Premium (1.00% to 3.00%) | ||
| 8 | Business Loan | Base Rate + Premium (0.00% to 2.00%) | ||
| 9 | Agriculture Loan | Base Rate + Premium (1.00% to 3.00%) | ||
| 10 | Reliance Safal Byabasai Karja (SME Loan) | Base Rate + Premium (0.00% to 2.00%) | ||
| 11 | Loan against share securities/ margin lending | Base Rate + Premium (0.25% to 2.25%) | ||
| 12 | Deprived Sector Loan (Retail) | Base Rate + Premium (Upto 2.00%) | ||
| 13 | Deprived Sector Loan (Institutional) | Base Rate + Premium (Upto 2.00%) | ||
| 14 | Loans under Consortium Financing | As per the consortium agreement | ||
| 15 | Loans against FDR | Up to 2.00% on the Coupon Rate | ||
| 16 | Loans against Government Securities | Base rate or Coupon rate whichever is higher plus upto 2.00% | ||
| Fixed Interest Rate Loan (For Individual) | 14.00% per annum | |||
अंग्रेजी
नेपाली